Key takeaways Debt consolidation can simplify your finances and potentially lower your interest rate. There may be upfront costs that can offset potential savings. People with good credit may qualify ...

"Debt relief" is a broad term, and it can refer to everything from negotiating with your creditors on lower rates and fees to ...

Wondering if your debt load is too high? Here's how to gauge it — and what else you should keep in mind right now.

A debt consolidation loan can help you streamline credit cards and other high-interest debt, but favorable terms often ...

Americans continue to struggle under the weight of crushing debt. Consumers owed an average of $104,755 as of mid-2025 — down ...

Debt relief is a strategy designed to help you restructure how you pay your loans or reduce the amount you’ll owe to your ...

They’re so realistic. It feels like such a real company. So like how are you supposed to know the difference?” ...