Learn about the different types of graduate student loans.

It’s a new year for student loans, and big changes are happening that will impact millions of borrowers across the country.

Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for 2024-2025 range from 6.53% to 9.08%. Rates are expected to be lower ...

The U.S. Department of Education announced federal student loan rates for the 2024 to 2025 academic year, and they're the highest they've been in over a decade. Interest on direct subsidized and ...

Federal student loan rates are fixed and set by a formula created by Congress that changes annually. For the 2025-2026 academic year, Direct undergraduate loans have a rate of 6.39%. Private student ...

Under this federally guaranteed loan program, starting in Fall 2026 parents of students may borrow up to $20,000 per student per year, with a maximum lifetime limit of $65,000 per student. Legacy ...

Renee Fleck has spent more than six years covering personal finance and is an expert on student loans and refinancing. Fox Money is a personal finance hub featuring content generated by Credible ...

Forbes contributors publish independent expert analyses and insights. Shahar Ziv teaches students & employees to ace their personal finances Not all borrowers should consolidate student loans in 2025.

Compare rates, terms and benefits to choose the right loan for your graduate education Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for ...

Private student loans are provided by banks, credit unions or state-based organizations, with terms and conditions set by the lenders. Private loans generally have higher interest rates, less flexible ...

Adam Palasciano is a writer over three years of experience writing about personal finance, investing, student loans, and more, for outlets like GOBankingRates, FinanceBuzz, The Penny Hoarder, and Wall ...