When buying a home, the monthly payment is just the entry ticket—the real cost is the total interest you pay over the loan term. This example perfectly illustrates the difference: a $475,000 loan at a 15-year term means paying roughly $246,000 in interest, but extending that to a 50-year term rockets your interest payment to an estimated $1,110,000. That’s a massive wealth drain. That’s a monumental difference, your long-term financial health is more important than a quick closing. * 15-Year: To
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